California Dental Network offers 2 products that are underwritten by United States Life Insurance, which are:

1.       A stand alone indemnity dental plan for groups of 2 to 24 employees, or

2.       A PPO dental plan for groups of 10 or more employees, which may be offered as either a stand alone or dual choice option with any of the California Dental Network prepaid dental plans.  Dual choice plans require a minimum of 5 employees to participate in the PPO option.

Coverage options: PPO Coverage  Indemnity
Minimum Group Size  10 +  2 to 24
Offered Dual Choice yes  No
Annual Maximums $1,000 to $2,000 $1,000 or $1,500
Deductibles  $25 to $100 $50 or $100
   
Coverage In Network  100/90/60    N - A
  100/80/50  
Out of Network   100/80/50(UCR) 100/80/50
  90/70/50(UCR)  80/80/50
  100/80/50(MAC)  

UCR = Usual Reason and Customary fees of dentists by area.   MAC = In Network PPO Fee Schedule

Rates vary based upon group size, location and coverage options. Please submit a Request for Proposal Form to obtain rates for the specific benefit needs of your group.